Payments
For your convenience, we accept cash, personal checks, money orders, and most major credit cards. Payment is expected at the time services are performed. Feel free to contact our office if your treatment plan requires more comprehensive dental work and you want to discuss financial arrangements.
Dental Insurance
We accept most traditional insurance plans, major PPOs and some Healthy Families.
As a service to our patients with dental insurance, we process the claims for you to receive your plan benefits directly from the insurance company. We will make every effort to assure you receive maximum benefits. As part of our efforts to do so, we would like to share some facts about dental insurance.
There are many differences in the benefits provided by different insurance plans. Your insurance policy is a contract between you, your employer and your insurance company. The amount your plan pays is largely determined by contribution you and your employer make to your dental plan. Please remember that you are responsible for the payment.
- Remember too, that no insurance company attempts to cover all dental costs. It is only meant to be an aid. Many carriers claim that they reimburse the insured promptly up to 80% or up to 100% of the total fees. In reality, however, we have found that most plans cover about 40%-50% of average fees. Some pay more, some less. Again, the less paid for your insurance by you and your employer, the less coverage you will receive.
- Usual, Customary or Reasonable Fees, UCR, is an arbitrary amount the insurance company chooses to pay for each procedure. It is not based on the average charge of practicing specialists in the area. It is merely an allowable amount they will reimburse so that they can make a decent profit margin. Our fees are within range of other pediatric dental offices in the area.
- Every dental insurance plan differs in percentages, deductibles, maximums, UCRs, and covered procedures. We will do our very best to estimate what your insurance plan will pay as accurate as possible. Despite our efforts, there may be differences between our estimates and actual payment from your insurance company.
- Many routine dental services are not covered by dental insurance. We make our recommendations based on your child’s needs and what is best for your child, not on your insurance coverage.
Dental Insurance
CareCredit is here to help you pay for treatments and procedures your insurance does not cover. They offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it.
With three simple steps, including an instant approval process, it’s easy to apply for Care Credit. After you’re approved, you’re free to use CareCredit to finance our services.
Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit carecredit.com
